One service often feeds two or three kitchens
A secondary suite adds a second range, a second dryer, another set of small-appliance circuits and often a second water heater, all of it landing on a service sized decades ago for one household. The load calculation is what determines whether the project is a panel change or a full service upgrade, so it is worth doing properly before anything is committed.
A coach house is a separate building on the same lot
It needs a feeder run beneath a driveway or yard, its own sub-panel, its own grounding arrangement, and detection interconnected with the main dwelling. It is a considerably larger job than a basement suite, and the trenching is usually the item owners have not budgeted for.
Detection and labelling are where sign-offs are delayed
The items that most often hold up a suite inspection are interconnected smoke and CO alarms across both dwellings, circuits properly separated between them, and a panel directory clear enough for someone who has never seen the house. All three are inexpensive during the work and costly to correct afterwards.